If money makes the world go around, undoubtedly, it is market volatility that provides the necessary momentum. Global markets have always required volatility to create investment opportunity, but too much or too little can have a big impact on stability and returns. In 2021 and beyond, the world faces many uncertainties with multiple factors coming together to create The Great Instability. Entire business sectors are being completely transformed on a global scale, and in our complex, interconnected world, a change in one can cause huge ripples in others. For example, in many sectors, remote working is now the norm. Where many businesses were once sceptical about working-from-home practices, these have been normalised by the pandemic and the general consensus believes flexible or agile working will be here to stay. But will working patterns will have been permanently changed when the pandemic is finally tamed or will businesses revert back to their old routines and practices? And what are the implications for investors?